Things we talk about: Jane Slack Smith – Mortgages and financing property investment Finding the right mortgage broker How banks assess you Your credit file and how it affects your borrowing Structuring multiple loans Lenders Mortgage Insurance Accessing equity Investor’s Choice Mortgages Jane’s book – Your property success with renovation Our book review of Your […]
Investment property loans – budget conservatively, and then add some
You can – and should – insulate yourself against interest rate rises. Every month, property owners and investors nervously wait to find out whether the Reserve Bank has raised interest rates. Every month I read newspaper articles telling me how further interest rate rises will cripple investors and homeowners. We know that interest rate changes […]
Are you losing money with the wrong finance structure?
If you haven’t set up your property investing accounts perfectly, you’re almost certainly losing money. When I first started investing in property, I was very careful with how I set up my bank accounts. I diligently kept one account per property, making sure I knew precisely how each of my properties was performing. I had […]