Whether you are an investor wanting to grow your portfolio or a buyer looking to purchase your home, taking out a loan to pay off that investment property or that dream house is usually the way to go. Now each month after taking out a loan, you pay a portion of that loan. Your monthly […]
We often hear the phrase “tapping into equity of your property ” as an investment strategy. But what exactly is equity and how can you use it to acquire another property? Equity has several meanings in the financial world. But simply put, it is the value of an asset—say, a business or a property— […]
So you have decided to invest on a rental property. One of the things you need to know in managing your investment is to determine whether the property is generating positive cashflow or is negatively geared and to do this you need to understand the return you are getting on your investment — or […]
It has been a long time since our last Everyday Property Foundation post where we talked about Positive Cashflow. We’re back to continue our series and this time, we are discussing Cross Collateralisation. One of the financing options that you can use to be able to purchase another property to add to your portfolio […]
This is the second post in our ‘Getting your strategy right’ section of the Everyday Property Foundations series and I’m sure it will be a popular one. After all, who doesn’t want to own property that actually makes you money? Our post today will look at positive gearing and positive cashflow property, including what […]
In our last Everyday Property Foundations series post we talked about knowing your endgame. So I’m going to assume at this point that you’ve considered your overall goal – including the amount of money you’re going to require and the timeframe in which you intend to achieve your goals. In the ‘Getting your strategy right’ […]
Now if you’re a regular listener to our show, Everyday Property Investing, then you will have heard us ‘banging on’ about your goals. What are your goals, are you actions in line with your goals and so on. We mention goals so often for a reasons – you need to have one! Most people start […]
Whenever you are contemplating any form of investing, an imperative step in the process is to assess and wherever possible, mitigate risk. Really, there is no investment strategy that is without risk, so risk assessment needs to become a part of your investing process, no matter what investment vehicle you decide upon. There are a […]
There are two types of people in this world. Well, ok, that’s a massive over simplification, but for the sake of this article, there are two types of people in the world! There are those who have the abundance mindset and those who have the scarcity mindset. Those with an abundance mindset believe that there […]
This series of articles is for the beginner investor. It’s designed as a set of articles that will cover the basics of getting started in investing. It’s also appropriate for those who may wish to revisit their overall goals and investing strategy, after all, many of us have started out as the ‘accidental investor’ and […]